MAX Life Insurance is a life insurance company that is currently the largest privately-held life insurance company in the country. 1.15 Registered User Password means the unique authentication password generated by the registered user for accessing his registered user account. 2.1.2.2 Carry out such other online transactions as may be facilitated by ICICI Prudential. Monday to Sunday: TATA AIA Life Term Insurance Plan #5. Call 1800-123-4003 Benefits: While analyzing these term plans, we considered the benefits given upon the death of the life assured, maturity benefits or other benefits in case one outlives the policy term. 5.2 Information and Advice - The availability of the information, advice and the guidance if any on the Website does not constitute a recommendation (unless indicated otherwise) and is not a solicitation (unless indicated otherwise) by ICICI Prudential or any of their personnel or the experts used by ICICI Prudential for buying policies. Take term plan for insurance with 1 or 2 premiums you want to pay for this Ulip. Go Quick Access Pay Premium Auto-Debit Statements Download Top-up Popular Categories Guaranteed Return Plan Earn 4.28X returns Smart Exit Option Term Life Cover COVID-19 life claims Term Plans Return of Premium 105% Return Cancer Insurance Less than 99 p.m. !' Top Selling `^ Low Charge ULIP Plan Plan for Young Investors Guaranteed This policy has been around for over 20 years and it is designed for people who are looking for a low-cost way to protect their familys future financial security. Life insurance is a product that helps protect you and your family against the financial consequences of an unfortunate event. Terminal Illness Rider: This rider gives the benefit of paying the insurance life cover even before death, if the life assured is diagnosed with terminal illnesses such as HIV/AIDS. Economy Home Portfolio ICICI Prudential Cash Advantage - Dulled by poor returns Updated - August 10, 2013 at 09:41 PM. Under no circumstances shall ICICI Prudential or anyone involved in creating, producing, delivering or managing the Facility be liable for any direct, indirect, incidental, special or consequential damages that result from the use of or inability to use the services which are part of the Facility, or out of any breach of any warranty. ICICI Prudential Life Insurance has come up with three useful term insurance plans to secure the future of its consumers. Compare Life, Health, Car and Two wheeler Insurance rates from top Insurance companies for free. Under ICICI Prudential term insurance plans, you get the flexibility to pay the premiums on a monthly/half-yearly/yearly basis. For offline Signature refer to Offline Signature Brochure. 14 The Registered user accepts that he will be responsible for keying in the correct account or card number for the fund transfer / credit card payment request. Buying policy, renewal, update information, premium payment, tracking application, claim settlement, etc. Editorial Note: Forbes Advisor may earn a commission on sales made from partner links on this page, but that doesn't affect our editors' opinions or evaluations. It also provides High protection at low premiums, Add-ons, and Financial . Is ICICI Prudential Term Insurance Good? In case the payment option is 'cheque', the customer agrees and confirms that the Cheque for first premium will be handed over to the representative of ICICI Prudential. 2.12 Facility on the Website shall mean and include all or any of the following: 2.12.1 In the case of Visitors, general access to the Website, general information about ICICI Prudential and its products including downloadable proposal forms for the same, information on premium rates and ascertaining premium rates, registering for alerts offered on the Website and such other facilities as may be offered from time to time on the Website for the general public. Easy Claim settlement Quick and easy claims service assured for your loved ones. How To Make A Small Business Website In 2023, How To Invest In Foreign Stocks From India, How To Get Bike Insurance Details By Registration Number, Online Bank Account Opening With Zero Balance, How To Read A Life Insurance Policy Document, All You Need To Know About Whole Life Insurance, 6 Long-Term Benefits Of Purchasing A Health Insurance Policy, How To Select A Life Insurance Policy In India To Protect Yourself, What You Need To Know About Claims Paid Ratio In A Life Insurance Policy. 1. 2.16 Policy means the policy of life insurance of ICICI Prudential (individual or group) including policy for pension and annuity products. HDFC Life insurance company is a leading long-term life insurance provider the company proposes individual and group insurance solutions that meet policyholders' requirements such as investment, savings, pension plans, protection, health, etc. Disclaimer: InsuranceDekho does not endorse, rate or recommend any particular insurance company or insurance plan. Member of the Life Insurance Council. Pradhan Mantri Jeevan Jyoti Bima Yojana Benefits - Policybazaar 1.9 Policy means the policy(ies) of life insurance of ICICI Prudential (individual or group) including policy for pension and annuity products which can be purchased online on the Website. Invest in Mutual Funds | ICICI Prudential Mutual Fund 9.4 You should assume that everything You see or read or hear or experience on the Website (including but not limited to directories, guides, news articles, opinions, reviews, text, photographs, images, illustrations, profiles, audio clips, video clips, trademarks, service marks and the like, (collectively " the Content") is copyrighted / protected by intellectual property rights laws unless otherwise mentioned and may not be used except as provided in these terms and conditions. PolicyBachat helps to calculate the pros and cons of the policy and buy the desired policy. On diagnosis of any of the listed critical illnesses, it gives you a lump sum payout. The offer on Health Checkup is extended by HealthAssure Pvt Ltd. ICICI Prudential Life Insurance Company Ltd. "The Company", shall not be held responsible for the health checkup undertaken and/or the reports so generated, in any manner. The CI Benefit is accelerated and not an additional benefit, which means the policy will continue with the Death Benefit reduced by the extent of the CI Benefit paid. For more details on the risk factors, term and conditions please read the product brochure carefully before concluding the sale. You are covered for a long duration, while the premiums are affordable. Pros and cons : r/UCI This is one of the most popular term plans of ICICI Prudential, which tends to offer the maximum coverage with the most affordable premium rates. 19.1 You agree that no joint venture, partnership, employment, or agency relationship exists or is intended to be created between ICICI Prudential and you as a result of these terms and conditions or your use of Website. 2. If third parties gain access to the services offered as part of the Facility through the use of the customer ID and customer password, the Customer shall be deemed to responsible and the customer hereby indemnifies and holds harmless ICICI Prudential against any liability, costs or damages arising out of claims or suits by or against such third parties based upon or relating to such access and use. Registered with Insurance Regulatory & Development Authority of India (IRDAI) as Life Insurance Company. ICICI Prudential will take all commercially reasonable care to ensure the security of and to prevent unauthorised access to the Facility using commercially reasonable technology available in India to ICICI Prudential. Also, you can get optional coverage for critical illnesses or accidental death. 6.6 Notwithstanding the generation of a new customer password, the customer shall be fully responsible and liable for all account transactions that are carried out by the use of the customer ID or the customer password registered under the customer. If claim request is approved, claim settlement is done within 30 days. ICICI Pru IProtect Smart - ICICI Bank ICICI Prudential Life Insurance, one of the leading insurance companies in India, began its operations in the financial year 2001. 6.9 ICICI Prudential would be entitled, at its sole discretion, to seek offline written or other confirmation from the customer of any account transaction as it may deem fit to ascertain or verify the genuineness of request for Facility. 2023 Deztination Insurance Web Aggregators Pvt. Life Insurance - ICICI Prudential Life Insurance Company in India Public receiving such phone calls are requested to lodge a police complaint. 21 The registered user agrees, at its own expense, to indemnify, defend and hold harmless ICICI Prudential, its directors and employees, representatives, agents, and its Affiliates against any claim, suit, action or other proceeding brought against ICICI Prudential, its directors and employees, representatives, agents, and Affiliates by a third party, to the extent that such claim, suit, action of other proceeding brought against ICICI Prudential, its directors and employees, representatives, agents, and Affiliates are based on or arises in connection with (a) the registered user's use of Facility in violation of the online terms or terms and conditions as given in Part A or any other law prevailing in India (b) any misrepresentation or breach of representation or warranty made by the registered user contained herein; or (c) any breach of any covenant or obligation to be performed by the registered user hereunder. LIC offers a range of life insurance products that can be customized to suit your needs. ICICI Prudential Life Insurance is an Indian company that offers a range of life insurance policies and services to customers. Yes, the ICICI Prudential Term Life policy covers death due to suicides. | Shipping & Delivery Policy You agree not to use, transfer, distribute or dispose of any information contained in the Website in any manner that could compete or conflict with the business interest of ICICI Prudential or otherwise compromise or imperil the interests of ICICI Prudential. It is your sole responsibility to evaluate the completeness, accuracy or usefulness of any opinion, guidance or other content made available on the Website and you should consult your own legal counsel, business advisor and / or tax advisor as to the legal, business, tax and related matters concerning any Policy with respect to which guidance is sought or given concerning its unique situation. For further details, please refer to the policy document and product brochure, Terms and Conditions (called "Online Terms" or "Online Terms and Conditions" governing the online purchase of Policy on Website of ICICI Prudential Life Insurance Company Limited. 6.2 Subject to the terms and conditions, ICICI Prudential shall take reasonable care to ensure the security of and to prevent unauthorised access to the account under a customer ID. It is a joint venture between HDFC Ltd and standard life Aberdeen, a global investment company. *Insurance is the subject matter of solicitation. It offers various types of life insurance policies to suit the needs and budgets of its consumers. 1.17 Transaction means an online transaction (i.e. IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Buy Health Shield 360 Insurance Policy Online in India - ICICI Direct If CI Benefit paid is equal to the Death Benefit, the policy will terminate on payment of the CI Benefit. Check all the features and benefits of ICICI Prudential life insurance and HDFC life insurance before concluding on the right insurance policy. It gives you the distinction between the carrier backgrounds, and incurred claim settlement ratio to configure the right insurance policy. 2.13 ICICI Bank means ICICI Bank Limited, a company incorporated under the Companies Act, 1956 and having its Registered Office at Landmark, Race Course Circle, Vadodara 390 007.The term shall include the successors and / or assigns of ICICI Bank. Any such new password will upon issue become the registered user password. These plans also have an option of health cover against listed critical illnesses and the optional rider of accidental death cover. Lower premium rates for women and non-smokers. Tel. Alterations: Under HDFC Life Insurance, the policy term and premium paying term cannot be altered but the policyholder can alter premium payment frequency. The policy comes with an affordable monthly premium that can be paid monthly or annually, which can be adjusted based on your needs. In the case where there is no communication from the customer or advisor within period of 15 days from the date on which the amendment or supplement is notified by display on the Website, the customer or advisor shall, by virtue of these terms and without any further act, deed or writing on the part of any party, be deemed to have accepted the changed terms & conditions. Applicable laws may not allow the limitation or exclusion of liability or incidental or consequential damages. View Recommended Schemes 2.1.1.2 Give request to switch investment funds held by the customer, wholly or in part, from one or more investment funds to other investment funds or re-direct premiums concerning to his unit-linked insurance policy. Your financial situation is unique and the products and services we review may not be right for your circumstances. 13.12 ICICI Prudential reserves the right to store information on a user's computer in the form of a "cookie" or similar file for purposes of modifying the Website to reflect users' preferences. Public receiving such phone calls are requested to lodge a police complaint. The sum assured options range from INR 50 lakh to INR 1 crore. Registered with Insurance Regulatory & Development Authority of India (IRDAI) as Life Insurance Company. ICICI Pru iProtect Smart is more than a term plan that protects you and your loved ones. 6.8 It is the Advisor's responsibility to ensure that no unauthorised person has access to its computer unattended while accessing the Website. 2.3 Advisor Account means the account accessible by an Advisor on the Website by using the advisor ID and the advisor password for availing the facility. in with PolicyBachat. It also ensures that your loved ones are taken care of financially in case something happens to you. 7.5 If the Advisor forgets / loses the Advisor ID, he can request ICICI Prudential for information on his Advisor ID. 26-04-2025 12.2 You agree to notify ICICI Prudential in writing promptly upon becoming aware of any unauthorised access or use of the Website by any party or of any claim that the Website infringes upon any copyright, trademark or other contractual, statutory or common law rights. 1. It is one of the oldest and most established financial institutions in India and it is a joint venture between ICICI Bank Limited and Prudential Corporation Holdings Limited. 2aThe premium of 540/- p.m. has been approximately calculated for an 18-year-old healthy male life with the monthly mode of payment and premiums paid regularly for the policy term of 36 years with an income payout option with a Life Cover of 1 crore. 1.3 Facility means the facility to a customer to purchase policy online by conducting a transaction. We make no warranty to you or third parties that the Website / Facility would be virus free. 2.12.4 Such other Facility as may be introduced from time to time for all or any of the visitor, customer and / or advisor. Return of Premium (RoP): The life assured receives life cover till the end of the policy term. This benefit is payable, on the first occurrence of any of the 34 illnesses covered. Wheeler Insurance. 5.3 Views or recommendations or opinions of experts posted on the Website represents their personal views unless indicated otherwise and the company does not authenticate or endorse the said views, recommendations or opinions. 5 For the purpose of availing Facility, the customer would need to have legal and valid access to the internet which shall be procured at his own cost and efforts. 17.2 In addition, ICICI Prudential may also publish notices of general nature, which apply to all visitors, customers and advisors in a newspaper or on its Website. 2.15 Personal Information means any information that relates to a natural person, which, either directly or indirectly, in combination with other information available or likely to be available with a body corporate, is capable of identifying such person. *The information provided on this website/page is for information purpose only. HDFC Standard Life Term Insurance Plan #9. ICICI Prudential accepts no liability for the consequences arising out of erroneous information supplied by the registered user. 19.5 The clause headings in these terms and conditions are only for convenience and do not affect the meaning of the relative term. 91 Companies reviewed 55 Features considered 5,005 Data points analyzed We collected over 5,000 data points from 91 life insurance companies to measure financial stability, customer satisfaction,. 7.9 ICICI Prudential would be entitled, at its sole discretion, to seek offline written or other confirmation from the Advisor of any account transaction as it may deem fit to ascertain or verify the genuineness of request for Facility. However, some investors may not invest in Gold ETFs for not having a Demat account. | Shipping & Delivery Policy Trade Logo displayed above belongs to ICICI Bank Ltd & Prudential IP services Ltd and used by ICICI Prudential Life Insurance Company Ltd under license. | Disclaimer. 2.12.2.1 Carrying out Account Transaction; 2.12.2.2 Getting / viewing / downloading alerts, information concerning policy(ies) including regarding premium payments on policy(ies), generating unit statements in case the Customer has a unit linked insurance plan, net asset value / unit value of units, premium notices / receipts, general information on insurance, product details, the status of policies applied for, submit request or complaint or suggestions, and such other facilities as ICICI Prudential may provide in future. It gives you the distinction between the carrier backgrounds, and incurred claim settlement ratio to configure the right insurance policy. Configure the premium with the benefits availed on Max life insurance vs ICICI Prudential life insurance. The Proposal Form will be the basis of policy to be issued by the Company to the Customer. 13.5 We shall not incur any liability direct or indirect, to you or any third party, as a consequence of non-functioning of any equipment belonging to you, any third party or us. Ltd. By submitting this form you authorize PolicyBachat or it's affiliates to contact you and override NDNC registry. Coverage of life cover till 99 years at affordable premiums when your family is not around will cover up the financial security to you. The application process for the ICICI Prudential Term Insurance Policy was incredibly simple and hassle-free. 10.1 The Website is deemed to be in use or is being accessed by you when it is loaded and/or continues to be loaded in the temporary or permanent memory of Your computer or similar system, or the internet browser thereof. The insurer assesses the documents and reviews its validity. 21.4 Refer to respective policy documents for risk factors and further details. IRDAI/WBA30/2016 Valid till: 2.9 Customer Account means the account accessible by a Customer on the Website by using the customer ID and the customer Password. ICICI Prudential shall be deemed to have fulfilled any legal obligation to deliver any document if any such document is sent via electronic delivery. The Company reserves the right for independent assessment. However, ICICI Prudential in its discretion may decide to issue the policy document for policy to the Customer without waiting for the realisation of cheque. *Insurance is the subject matter of solicitation. Further services and facilities relating to policy on the "online" mode will be provided only at the absolute discretion and as decided by ICICI Prudential. New-Age Features: All the term plans of ICICI Prudential are available online and thus can be easily purchased via their website or mobile app. PDF ICICI Pru Cash Advantage Max Life Smart Secure Plus Plan offers two death benefits. The following are the documents which are required if one is planning to buy term life insurance policies: ICICI Prudential ensures a quick and hassle-free claim settlement process. You are prohibited from posting or transmitting any unlawful, threatening, libellous, defamatory, obscene, scandalous, inflammatory, pornographic, profane or hate material or any material that could constitute or encourage conduct that would be considered a criminal offence, give rise to civil liability, or otherwise violate any law. 6 ICICI Prudential may keep its records of the transactions in any form it wishes. HDFC Life Insurance is the most trusted life insurance company and it offers an amazing customer experience. Compare Life, Health, Car and Two wheeler Insurance rates from top Insurance companies for free. Definitions In this Terms and Conditions document, the following words and phrases have the meanings set opposite them unless the context indicates otherwise: 2.1 Account Transaction means and refers to: 2.1.1 In the case of the Customer, carrying out one or more transactions of nature by the customer by accessing their customer account through a customer ID and customer Password: 2.1.1.1 Request for change in address and other contact details concerning policy (ies) held by the customer. Premium has been calculated for coverage till 60 years 2. CircleCI's workflows allow for complex multi-step builds, allowing us to run many tasks concurrently. 1.19 You refers to the customer or policyholder, as the case may be. This Website is offered to you on the condition that you accept the terms and conditions contained herein without modification or reservation or qualification of or in respect of any of the terms, conditions and notices contained herein prior to using, accessing and browsing this Website, and also acknowledge that any other agreement between You and ICICI Prudential to the extent contrary to the terms and conditions are superseded and of no force or effect. 2023 Deztination Insurance Web Aggregators Pvt. Policybachat does not in any form or manner endorse the information so provided on the website and strives to provide factual and unbiased information to customers to assist in making informed insurance choices. Reg. Once the registered user account is created, it is accessible on the Website by logging using the registered user ID and registered user password. Neither ICICI Prudential Life Insurance Company Limited, ICICI Bank Limited nor Prudential is affiliated with Prudential Financial Inc, a company whose principal place of business is in the United States of America. 20 By using this site and service, you signify your acceptance of the Privacy Policy displayed in this site (https://www.iciciprulife.com/public/Others/Footer-Privacy.htm) If you disagree with the contents of the Privacy Policy, your only remedy is to discontinue use of this site. You agree not to use this Website or the facility for any illegal purpose or in any manner inconsistent with these terms and conditions. 19 Disclaimer of Warranties: The Disclaimers as given in the Terms and Conditions (being Terms and Conditions for usage of Website in Part A) will apply as if explicitly incorporated in these Online Terms. Get upto 10% Online Discount* Gender Male Female Age View Plans Best Term Insurance Plan in India July 2023 Surfing the internet for the greatest term insurance plan in India might be a time-consuming activity. any person, in which ICICI Prudential has a direct or beneficial interest or control in/over more than 50% of the voting securities of such person. ICICI Prudential Life Insurance Company Limited is presently listed on the National Stock Exchange (NSE) and BSE Ltd (Bombay Stock Exchange) in India. The maximum coverage of this add-on is INR 2 crore. Website Approved by IRDA(Govt of India) Reg No. Cash payouts before the end of the policy's term are attractive, but. 4. She has more than a decade of experience working in news, public relations and communications. 2.18 Terms or Terms and Conditions means these terms and conditions for availing the Facility and use of the Website. Infinity: Infinity is an online banking service for ICICI Bank account holders only. All Rights Reserved. Your policy may offer variable returns. 9:00 AM to 9:00 PM, Privacy & Security Ltd., is an optional benefit for the prospects and availing this . ICICI Prudential term plans offer few useful riders such as critical illness riders or terminal illness riders and others which can further support you and your family in any difficult time. With whole life cover offered by ICICI Prudential term insurance plans, you can get coverage for a longer period of time. 2.12.3.3 Where Advisor is visiting the general area of the Website, facilities as given in clause 2.12.1 above. ICICI Prudential Term Insurance Policy Benefits, Pros & Cons 1. The secrets of successful retirees: the official handbook helps you start lifes new chapter worry-free, Is India prepared for retirement? report highlights the key findings about Indias attitude towards retirement, money and annuity plans, Terms and Conditions (called "Terms" or "Terms and Conditions") governing the use of this Website ("Website", located at url www.iciciprulife.com) of ICICI Prudential Life Insurance Company Limited. Monday to Sunday: 13.2 You expressly agree that use of the Website is at your sole risk. 2.12.3.2 Getting / viewing / downloading information regarding or concerning alerts, proposals of insurance logged by Advisor, including the status of such proposals, Policies issued against proposals logged by the Advisor, and status of such policies, commissions on policies issued against proposals logged by the Advisor, information pertaining to the policyholders solicited by him, commission tables, benefit illustrations, advisor club membership details, submit request for redemption of points under his advisor club membership, and other facilities as may be offered to advisors by ICICI Prudential from time to time on the Website. What Are Riders In A Life Insurance Policy? LIC Life insurance consists of different types of policies such as Term insurance, Endowment Insurance, Annuity or Retirement Plans, Child Plans, Return of premium plans, etc. If the registered user forgets the registered user password, the registered user may request for the issuance of a new password by sending a request to ICICI Prudential and this shall not be construed as the commencement of a new contract. Increasing Income: Every year 10% of the death benefit is paid in monthly instalments for the next 10 years and the income amount increases by 10% every year. These plans are essential as they offer much needed financial help even when the insured is not around, by offering several coverage benefits as well as tax benefits, along with several other benefits. Other CI tools only allow us to parallelize to up to 20-ish workers; we have up to 200 on Circle. You can buy the plan at a minimum age of 18 years. As a safety measure, the customer / policyholder shall change the password as frequently thereafter as possible. Secondly, you should compare the premium rates to see which one is cheaper for you in terms of monthly payments and the total amount paid over some time.